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Managing
Your Money: The Adventure
by Jeanna Gabellini
www.TheProsperityGame.com
www.MasterpeaceCoaching.com
I
know this article is long, but I feel it is worth the time to read it.
The process is so simple, and it can work for everyone with immediate
results and a lot of joy.
The subject of budgeting, paying off debt, and making wise investment
choices has been coming up all around me this past week. Most times, these
subjects are brought up with a lot of concern and heaviness. As you know,
if anything is becoming a drag, you are probably not going to have the
outcome you truly desire. Also, the whole process won't be fun.
Wouldn't you like to have a good time managing your money?
We
should probably make the first step to not call it "managing."
Make up another name for it. How about expanding my worth? Or playing
with my cash? As long as you can relate to what you are doing in a way
that makes you want to focus on it.
I'm going to first address paying off debt. This is usually a high priority
with both my clients and our participants in The
Prosperity Game teleclass. There are only a few reasons to pay off
debt. Find out what your reason is before you decide it is a goal. It
may be because it gives you a sense of security to know you don't owe
anybody anything. Or, you may have grown up thinking debt is a bad thing.
Or, you may have been told that you can't get a loan for house until your
debt ratio goes down. Some folks don't like to pay interest on their debt.
All of these reasons are valid.
Before you begin your quest for exterminating debt, know what paying off
debt will give you. Is it security, freedom, a new home, money to spend
on investing, freed up credit to purchase a toy, or something else? Then
put all of your intention on how awesome it's going to be to have that.
Get excited.
Next,
make a game plan that actually feels good. Some of you will really need
a lot of structure. Some of you will cringe at that thought and you want
there to be only a few rules you create around this goal. The point is
that there is no right way to do this. There is only the plan that feels
good, one that kind of feels good, and one that feels like you're being
punished. I know this seems over-simplified, but it is this simple. Get
excited about what your goal will give you, find a way to do it that inspires
you, and then have at it. Oh yeah, and never beat yourself up for going
off course. So what if you take a detour?! There is no debt police watching
over you. It may truly feel that way, but you are absolutely in control
of your life, always.
On to budgeting ... I cringe at the thought of budgeting. It makes me
feel restricted and then I end up feeling a lack of money. Then I attract
more lack. Then I finally rebel and spend more money than I'm bringing
in. If you feel this same way about budgeting ... never do it! It will
not serve you. If a budget feels good because it gives you structure,
do it! Leave enough room in it so that you still feel you have money to
play with. Play money is what will help you attract even more money.
A
simple system will work for most folks. My system is this: Pay bills weekly,
pay as much as possible on debt (or pay off bills in full), my investment
and savings money is automatically deducted every month out of my checking.
If I ever need more money than I have in my checking, I set an intention
for money to come or find a creative solution. It always works out.
TRUTH: Money is never the problem. It's the way you are thinking
about the money or yourself that is the problem.
Now it's time to talk about investing. Some folks know a lot about investing,
some enough to get by, and others know nothing. Some people have fun with
it, some like to hand it all over to a professional, and some resist the
whole topic because they are straight up scared. Did you know that you
actually get to choose the way you perceive investing? Did you know that
you could make a lot of money with just a few simple steps? It's
a no fail plan. If you trust this process and play with it until you really
get it, you will blow everyone around you away.
Choose how you want to be as investor. What is your risk tolerance? You
choose if it will be a fun game or if you want to feel victimized. You
are in charge of how it goes. What kind of people do you want on
your investment team? Are you willing to say no to any person or investment
that is not a right fit for you? You are totally capable of making decisions.
- Decide
that you are a person who is worthy of having abundance come easily
to you, now. (You are worthy, but somehow you've talked yourself into
thinking it's got to be a struggle, or money only comes in waves, or
someday you'll have prosperity.)
- Set
your intention for what you want the outcome to be. Only be specific
to the point that it feels good. If putting a date on your goal feels
like pressure, take it off.
- Focus
on the outcome of the goal and how good it will feel. Act like a wealthy
and worthy person. Think big, peaceful, and abundant thoughts.
- Take
action from that place of being wealthy. Take actions that feel good.
Listen and honor your intuition, even when it doesn't make sense.
If you've hired a stockbroker and something isn't sitting right with
you, say or do something to make it feel good.
- Expect
positive outcomes from every action. Just because something looks like
it's not working, don't assume that it's not (go rent the movie "Karate
Kid"). The investment may turn around or you will learn something
very valuable that will make your next choice even wiser.
- Be
willing to make mistakes and lose money. This will have you playing
more abundantly and free up your mind. If you play to win rather than
playing to lose, you will reap big rewards both emotionally and
in your bank account.
- Have
fun or why the heck would you do it?! You invest to bring you peace,
joy, and freedom. Have these 3 things while you are in the process of
receiving your outcome.
- Be
willing to have your solutions look different than you thought they
would. Always think outside of the box, or hire someone that does.
- Do
enough research to feel grounded in your choices.
- There
are no rules except to feel good about what you are doing. Do what works
for you. You'll know it's working because it feels fun and proof will
be showing up all around you.
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© 2002 Jeanna Gabellini
Jeanna Gabellini, principal of MasterPeace
Coaching & Training and co-leader of The
Prosperity Game, lives in the "YES!" of life. She
has empowered thousands of individuals to take their focus
off "perceived" limitations and reach their desired personal
and financial goals -- NOW! Using
Abraham-Hicks' Universal Laws of Attraction, Jeanna guides you into becoming
all that you want to be in your life, your career, your relationships.
For more articles like this, visit
her website and subscribe to Designing Your MasterPeace,
a monthly e-zine dedicated to your financial & emotional
intelligence.
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